The Liquidity Orchestration Layer for Modern Banking.
Smart Routing, Optimized Settlement.
Granite by Deep Lake is the ISO-native orchestration switch for modern banking. It dynamically optimizes every payment, leveraging real-time policy-based routing to slash costs, mitigate risk, and achieve instant global reach, including modern settlement paths for unparalleled efficiency.
Universal Liquidity View
Granite unifies liquidity across all forms, giving banks a single real-time view of all liquidity—from core ledger balances and nostro/vostro accounts to tokenized deposits on DLT rails. Everything is normalized into one liquidity universe.
Universal ISO 20022 Interoperability
Granite functions as the universal interoperability switch for ISO 20022 rails. We normalize data and enable high Straight-Through Processing (STP) flows across all major payment schemes (CHIPS, Fedwire, CBPR+, Instant schemes), acting as the lingua franca for all settlement paths, including tokenized ledgers.
Smart, Policy-Based Routing
Granite evaluates every payment or liquidity movement through programmable rules that consider speed, cost, counterparty requirements, corridor liquidity, and regulatory constraints. It then routes each transaction through the best available rail—legacy or tokenized
Compliance-by-Design Layer
We transform regulatory friction into product features. Granite is the built-in compliance and governance layer that solves frictions identified by the BIS, CPMI, and IMF, providing the identity, transaction policy, and pre-validation critical for secure, tokenized flows.
Hybrid Execution & Flexibility
Granite connects directly to TIPS, FedNow, local instant payment schemes, and DLT/token rails (Agorá, Partior, etc.). It supports both tokenized and non-tokenized liquidity from day one, routing through whichever path is optimal.
Gradual Path to Tokenization
Granite functions as a hybrid, layered orchestration switch that supports both tokenized and non-tokenized liquidity from day one. This provides flexibility by routing transactions through the optimal path—legacy rails or tokenized settlement—while using ISO 20022 as the metadata envelope to ensure tokenized flows align with the existing banking world
What is your strategic priority?
Granite by Deep Lake is your accelerated, packaged solution for the future of finance. We provide the fully compliant, interoperable infrastructure that allows your institution to quickly seize the market advantage in digital assets and settlement, integrating ISO 20022 with the power of tokenized execution.
Optimize Your Global Payments
Leverage Granite's smart routing to achieve optimized settlement across all rails. Drastically reduce operational risk and lower pre-funding needs by coordinating liquidity movements in real-time.
Access Next-Gen Settlement
Future-proof your infrastructure. Seamlessly integrate your core systems with emerging digital networks, ensuring you can leverage instant, tokenized execution layers when optimal, aligning with initiatives like BIS Agorá and Project Guardian.
Quantify Your Savings.
See how much Granite can save your organization by optimizing cross-border settlement.
The Missing Layer in Cross-Border Settlement
Cross-border payments aren’t expensive because of fees—they’re expensive because of uncertainty. Granite is the liquidity control plane that sits between your core systems and every rail you use: instant payments, RTGS, correspondent banking, FX venues, and tokenized corridors.
Granite eliminates the highest-cost parts of settlement: Delays and cutoff misses, intraday liquidity spikes, FX mismatches, multi-hop friction, and routing inefficiency.
Based on industry benchmarks of $35k–$110k in avoidable costs per cross-border flow.
$35M – $110M
per yearSavings from optimized routing, reduced delays, and improved settlement efficiency
Real-Time Cash Visibility
Leverage standardized APIs to access instantaneous reporting of digital currency balances and transaction activity directly within your existing ERP (e.g., SAP, Oracle).
Programmatic Liquidity Sweeps
Set up automated rules to sweep Your Branded Digital Currency or your branded digital currency between accounts, entities, or jurisdictions in real-time, maximizing yield and optimizing cash positions globally.
Direct Payment Execution
Initiate and settle high-value B2B payments and cross-border transfers directly from your ERP's payable module, bypassing traditional correspondent banking friction and reducing transaction time from days to seconds.
Secure & Compliant Integration
Our integrations are designed for corporate security and regulatory adherence, utilizing the fully permissioned network of KYC'd institutions on the Granite platform.
Connect Your Treasury.
Seamless ERP Integration for Automated Liquidity.
Optimize working capital and automate global treasury operations by connecting your existing Enterprise Resource Planning (ERP) (e.g., SAP, Oracle) and Treasury Management Systems (TMS) (e.g., Kyriba, GTreasury) directly to the Granite network.
We provide the trusted infrastructure to eliminate manual intervention and enable instant, programmatic movement of corporate liquidity, leveraging tokenized settlement for always-on liquidity and perfect reconciliation.
Connect Your Core Banking.
Bridging Legacy Rails to Digital Speed.
Granite provides robust, compliant connectors and flexible APIs designed to seamlessly integrate your legacy core banking and payments systems.
Onboard traditional rails onto our network to drive smart settlement, real-time liquidity management, and optimized payment flows, utilizing every available rail, including tokenized paths for atomic execution.
Ensure perfect synchronization between your core ledger and the Granite network. Our systems handle complex reconciliation, reporting, and accounting logic in real-time.
Utilize our pre-built, resilient connectors to normalize data and enable high-STP flows across both traditional and non-ISO rails (like SPEI and proprietary formats), feeding into our smart routing engine for global reach that's both affordable and instant, even enabling a tokenized leapfrog for emerging markets.
Effortlessly tokenize liabilities from your core system onto the network, enabling instant, programmable settlement capabilities for your institutional client base.
Integration is phased and non-disruptive. Our sandbox environment and dedicated architects ensure continuous uptime and operational integrity during the transition.
The Institutional Roadmap.
A Clear Path to Network Integration
Joining the DeepLake network is a structured, collaborative process designed for speed, security, and minimal disruption. Our specialized team guides your institution through a proven, multi-phase roadmap to seamlessly integrate with your core banking systems and treasury functions.
Define the Strategic Advantage
We conduct a deep-dive analysis of your core systems and strategic objectives (e.g., stablecoin issuance, cross-border payments).
Use Case Finalization, Legal & Compliance Review, Project Timeline Agreement
A formalized Statement of Work (SOW) and a dedicated joint integration team.
Expectation A Collaborative Partnership.
Dedicated Expertise
You gain access to Deep Lake's strategists, product specialists, and technical architects throughout the entire lifecycle.
Security First
Every step of the integration adheres to the same unparalleled standards of security and resilience that govern Deep Lake's global operations.
Speed to Market
Our phased approach is proven to accelerate your digital asset roadmap without compromising compliance or operational integrity.
Let's Build the Future of Banking Together.
Our strategists are ready to discuss your specific goals.
Request a confidential consultation to explore how Granite can accelerate your digital asset roadmap.